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vishweshwar Pathpedhi
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  • About Us
    • SVSP History
    • Achievements
    • Board Members
    • Founder Chairman speech
    • Chairman Speech
    • Challenges and aims before SVSP
  • Deposit Schemes
    • Saving A/C
    • Fixed Deposit
    • Daily Deposit
    • Monthly Income RD and Lakhapati Thev
  • Loan Schemes
    • Home Loan (immovable property loan)
    • Gold Loan
    • Personal Loan
    • Small Scale Personal Loan
    • Salary Deduction Loan
    • Loan against Fixed Deposit
    • Higher Education Loan
    • Business Loan (Mortgage Loan)
    • Secured Loan
    • Unsecured Loan
    • Three wheelar Vehicle Loan
  • Annual Report
  • Social Offerings
  • Gallery
  • Bank Details
  • Contact Us
loan schemes

Emergency Loan

Purpose :
Personal or to Meet any urgent financial needs

Eligibility :
Any member who have 10,000/- shares in his/her name

Limit of Loan :
Rs.9900/-

Repayment Period :
1 year

Interest Rate :
14%

Documentation :
  1. Prescribed loan application form Borrower.

Loan Features :
  1. Loan will be disbursed within 1 hour.
  2. No need to provide any guarantor and income proof.
  3. No processing charges will be charged.
  4. Require minimum documentation and expenses.
  5. If you have any enquiry please click here Enquiry.

*Conditions Apply
If you have any enquiry please click here Enquiry.
If you have a bank detail please click here

Notice for Members
  • It is mandatory to all the members to become an "Active Member" by participating actively in the operations of the SVSP. To avail the status of an "Active Member", he / she must transact once in last five consecutive years by depositing Rs. 5000/- in any Fixed Deposits scheme or must avail a minimum loan of Rs. 5000/- from SVSP. He / She must attend at least two Annual General Meeting in last five consecutive years. Member should not be a Defaulter or Guarantor of any Default Member. If any member fails to fulfill the above criteria then he / she will be treated as "Inactive Member"
  • According to 97th amendment of Co-operative Society’s Act, he / she must submit KYC form and self-attested copies Pan Card, Aadhar Card, Office ID Card etc. along with the Membership Application. Hence we request all the members to submit the KYC form and co-operate with us.
  • All the members are requested to keep informed SVSP regarding their latest Residence Address, whatsapp number and e-mail ID, Office Address and legal heirs from time to time.(in case of any change)
  • For updating any new information to your account you can visit at any branch near you or you can go to 'Download section' of this website and download 'KYC Form'. Fill the form and send it to usalong with your self-attested documents.
  • Every Member must maintain minimum balance of Rs. 1,000/- in Savings Account and Rs. 1,000/- in Share Capital Account
  • Senior Citizen Members get extra 0.5% p.a. interest rate on their Fixed Deposits.
  • After Maturity of Fixed Deposits, Members are requested to renew them within 14 days of the date of maturity.
    Auto renew function will not be applicable for investments made in special deposit scheme.

Download Documents

  • 59 th Annual Report
  • KYC Form

New Membership

Who Can apply for membership of Shree Vishweshwar Sahakari Patpedhi (SVSP):
A person who has completed his 18 years of age and residing permanently in Mumbai or having a permanent job or business in Mumbai region.

Documents required for Individual Membership:
  • Ration Card
  • Pan Card
  • Aadhar card / Electricity Bill / Voter ID
  • Recent 4 passport size color photo
  • Office I.D card / Gumasta License
    •

Documents required for non individual membership company / Trust etc.
  • Copy of resolution passed in the Board meeting / Trustee’s meeting for applying for membership of SVSP
  • Name & specimen signatures of the Directors operating the account on Letter head
  • PAN card & Registration certificate of company / Trust
  • ID Proof, Address Proof, PAN card of Board of Directors / Trustees
    •
*All the above documents need to be self-attested/company secretary and originals will be required for verification.

Amount to be paid by applicant to open a/c.
Share Capital 1000/-
Saving A/c 1000/-
Entrance fee & other charges 30/-(GST Inclusive)
Total Rs. 2030/-(Two Thosand and thirty rupess only)

Loan Interest Rate

Loan Type Maximum Loan Limit Loan Interest Rate Loan Period
Home Loan (immovable property mortgage loan) 5000000 12.5% 240 months
Gold Loan 500000 11.00% 12 months
Personal Loan 100000 13.00% 36 months
Small scale Personal Loan 30000 15.00% 12 months
Salary Deduction Loan 100000 12.00% 36 months
Loan against Fix Deposit 80% on Fix Deposit amount 2% extra on fix deposit 12 months
Higher Education Loan 750000 10.00% 60 months
Business Loan (Mortgage Loan) 1000000 13.00% 84 months
Mortgage Loan 5000000 12.50% 240 months
Unsecured Loan 500000 15.00% 60 months
Three Wheeler Vehicle Loan 100000 15.00% 60 months

Fixed Deposit

Period Interest Rate Senior Citizen
46 Days to 90 Days 5.50% 6.00%
91Days to 180 Days 6.00% 6.50%
181 Days to 364 Days 7.00% 7.50%
12 months to 24 months 8.00% 8.50%
25 months to 36 months 7.25% 7.75%
37 months & above 7.00% 7.50%

ABOUT US
History
Achievements
Board Members
Chairman's Message
Pathpedhi Challenges

DEPOSIT SCHEMES
Fixed Deposit
Saving A/C
Monthly Income RD and Lakhapati Thev
Daily Deposit

LOAN SCHEMES
Home Loan (immovable property loan)
Gold Loan
Personal Loan
Small Scale Personal Loan
Salary Deduction Loan
Loan against Fixed Deposit
Higher Education Loan
Business Loan (Mortgage Loan)
Secured Loan
Unsecured Loan
Three wheelar Vehicle Loan

ANNUAL REPORT
SOCIAL OFFERINGS
GALLERY
BANK DETAILS
CONTACT US

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